Thursday, December 14, 2017

Globe West Finance - Common Question

Dahil nagandahan ako sa service ni Globe West Finance, ipapaalam ko muna ang FAQ nito para sa inyo mga mahal kong taga subaybay. Ito po ang makikita natin sa FAQ section ng Globe West Finance website:

Can I get a rebate if I will pay my outstanding balance in full before maturity? 
Yes, we offer rebate for early payment but this is subject to credit standing, remaining term and loan type. 

How much will be the loan monthly amortization? 
It will depend on your desired loan period and loan amount. 

How much can I loan? 
Loanable amounts will depend on your payment capability. We are very accommodating with regards to the amount you can loan. There are maximum loan amounts for the different loan types but for clients with good credit standing, maximum loan amounts can increase with each re-loan. 

What is your interest rate? 
Interest rates will depend on the loan type and loan requirements submitted. 

How do I get the remaining balance of my salary/pension/allotment? 
You can opt to either go to the office or apply for a GlobeWest Cash Card. 

How do I pay for my amortization? 
Depending on the type of loan, we will require your payroll ATM, PDC (post dated checks). 

What is the loan process? 
Online Application Branch Application Phone Application Loan Approval 

How long will it take for my application to be processed? 
Application can take as fast as one hour or seven (7) working days. This will depend on client information and complete submission of requirements. 

How will I know if my loan application has been approved? 
Loan Approvals are conveyed through text message or phone call, so please make sure to inform us of any changes in contact numbers. 

What is a GlobeWest Cash Card? 
A Globewest cash card is an RCBC partnered cash card that you can avail for Php100. This is a very convenient alternative to going to the office every payday to get your salary/allotment/pension. At the end of your loan, you can still use the card for your personal savings. 

How can I get a GlobeWest issued ATM card? 
Just provide us with a photocopy of your two (2) government issued ID’s (SSS ID, voter’s ID, driver’s license, PRC, UMID ID, passport, NBI clearance with police clearance and barangay clearance) and fill out the GlobeWest Cash Card form at the branch. 

What to do if my GlobeWest Cash Card is blocked, lost, captured or cash debited? 
You can visit us at the branch and we can process the re-application of your GlobeWest Cash Card.


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