PawnHero -How it works?

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PAWNHERO

Ang unang online na pawnshop sa Southeast Asia, ang PawnHero.ph ay binuksan sa Pilipinas noong Marso. Kahit na tumatakbo na sila nang ilang buwan ngayon, ang kumpanya ay nagbibigay na ng tradisyonal, brick-and-mortar pawnshops a run for their money. Only two out of 10 Pinoys own a bank account and less than 5 percent have a credit card.

Kapag kailangan nila ng pera para sa kanilang mga short term need, ang kanilang mga options ay limitado at kadalasang kinasasangkutan ng mataas na mga rate ng interes, tulad ng tradisyunal na mga pawnshop. Why Choose PawnHero Over Traditional Pawnshops? Meron silang Lower interest rates. Traditional pawnshops can charge anywhere from 4 to 6% a month, with additional fees besides. PawnHero only charges a 2.99% flat monthly interest rate, ang pinakamababa sa mga pawnshops sa Pilipinas

Sa PawnHero, di ka na magworry sa monthly interest rate. For example, if you’re offered P10,000 for your item and your loan is for 4 months, PawnHero will transfer P8,800 sa account mo, withholding the P300/month interest upfront. After the loan duration, simply pay P10,000 para redeem ang iyong item.Ang PawnHero ay nag accept ng traditional pawnshops, na nagbibigay sayo ng maraming options when it comes to your short-term cash needs. They accept personal items such as gadgets, electronics, as well as mobile phones at iba pa.

PawnHero now lets you pawn online, anytime and anywhere. 1. Get a free appraisal in just minutes. Visit pawnhero.ph and click on ‘Get a free estimate’. Tell about the item you want to pawn at iyong mobile number kung available at iyong email address. The more you tell about your item, the better. Click ‘Submit’ at magsend sila ng offer through SMS and email. Based on the item you wish to pawn, they will give you various loan durations and loan amounts to choose from. 2. Get your cash pagkatapos pumili ng iyong  loan, you can schedule a free and fully insured pick up.

PawnHero currently only operates within Metro Manila and can pick up your item on the same day if you scheduled before 12 noon. Otherwise, choose the day that works best for you. Once your item has been received and appraised, they payout the loan. Pay back your loan. Your loan due ay matatangpuan sa pawn ticket na matatatnggap mo upon pick up, but they will also notify when your loan is due via SMS and email. PawnHero also provides you a wide variety of payment options to pay your loan. Kung kailangan mo ng maraming oras, you can request for an extension (subject for approval). In any case, PawnHero will not penalize you and will never charge hidden fees.

Sa PawnHero Free and fully insured pickup & delivery: Pwede kang mag pawn online, kahit kalian at kahit saan. They accepts almost anything gaya ng electronics (smartphones, tablets, laptops, cameras, video game consoles), designer bags, luxury watches, musical instruments and motorcycles at iba pa.
 High & fair appraisals:  Ang kanilang centralized appraisal center, where they use modern technology, allows to fairly and accurately appraise your items. With over 100 years of combined experience in jewelry and gadget appraisal, hindi mo na kailangan magworry about low and varied appraisal or visit multiple pawnshops to canvass for the highest appraisal for your item(s). Ang kanilang appraisals are accurate, objective, and among the highest in the Philippines.

 Lowest interest rates: Sa PawnHero charges interest dependent on the item you are pawning and the loan duration you choose (varies per item category). Samakatuwid, with interest rates as low as 2.99%, PawnHero charges one of the lowest interest rates in the Philippines. No hidden costs or penalties: PawnHero upholds transparency sa lahat ng  transactions.They always show you what they charge you. Hindi mo na kailangan magworry about hidden costs or penalties for late payments. Privacy: They value privacy as they guarantee that your data/information is safe at secure at sila lamang  and will never be shared to anyone. 

PawnHero also aims to broaden its scope by accepting more kinds of items that other pawnshops don't. So while it'll accept smartphones at ibang gadgets na mayroon tayo, it'll also accept appliances, equipment, artwork, motorcycles, at iba pa. Ang ibang pawnshops only accept jewellery, pero hindi personal items such as gadgets, electronics, as well as mobile phones at iba pa. Pwede ka nang mag sangla at magbenta these discreetly, na hindi na kailangan lumabas sa iyong bahay. The intimidating, embarrassing and time-consuming part of traveling to a pawnshop is the past; simply go online. Ito ang makabagong paraan of doing business in the industry, truly disruptive, created by genuine visionaries.


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