Creditcare - Ating Kilalanin

Creditcare is a technology-powered, international finance company in the Philippines. We provide fast, easy, affordable loans whenever you need it.

Creditcare is a duly accredited lender by the Philippines SEC with CERTIFICATE OF AUTHORITY № CS201808713 granted on June 2018.

Company Overview
Creditcare Technology is an international consumer finance company and headquartered in Silicon Valley, USA. We are a next generation finance company driven by artificial intelligence, our operations and finance products are tailored to the needs of markets at different stages of maturity.

Our leaders share a vision of expanding financial opportunities for all through responsible innovation. With our comprehensive distribution partners and enterprise clients, we move the needle for millions of consumers in key emerging economies. Our diverse and skilled teams work continuously to deliver quality products that change stagnant country interest rates and noticeably improve financial lives.

Creditcare makes it easy for consumers to get a line of credit anywhere in the country. Simply apply online or stop by a partner location and ask for a Creditcare application.


Even if your customer base is small, no one can keep every interaction — ones that have happened, or need to happen — memorized and organized. We believe small businesses can use technology as a force multiplier to punch way above their weight. Our cloud-based technology solution levels the playing field for your small business.

Through our network of brand name nationwide networks, we are able to extend lines of credit to 105 million Filipinos. We use technology, artificial intelligence and network of brick and mortar locations to bring down costs and pass it on to our customers at lower interest rates.

The Philippines has the 5th highest electricity rates in the world. 10+ million people frequently get their electricity disconnected due to nonpayment and more than a quarter of customers throughout the country are overdue.

In solving this systemic issue, we have created the Utility Loan in partnership with the monopoly provider of electricity, Meralco Utilities.

At an interest rate of 1.5% per month, millions of people can receive electricity to power their lights, refrigerators, air conditioners and enjoy a higher standard of living.

To start the loan process, please fill up the application form you found on this link: 

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