Goodnews! Kalalabas lang ng lending app na ito sa playstore. Kung sino sa inyo ang naghahap ng mahihiraman, pwede nyong subukan ang app na ito. Based sa nababasa namin sa review ng kanilang app sa playstore, marami ang nagbigay ng positibong feedback.

Testimonies from their app sa playstore:

"I give 5 stars for this app. No hussle in applying the loan. They will immediately approve if you can provide what information they want to know. This was my 3rd loan and still they approved it, even though I did overdued my last payment of loan, still they were so considerate. They will remind and help you to pay your outstanding loan...Really, I do appreciate this kind of online loan. They really help me on my small business...Thank you so much!!!" - uvy vnv

"HappyPera is a great online loan app. At first,I am hesitant to apply for a loan cause I'm just self employed with minimun income,but after just a day I received a message from HappyPera team that I'm qualified for a loan and a day after I was approved for a loan. That money helps me a lot. HappyPera thank you and hope you'll continue to help those people in need! more power!.." -megail awmack

If you want to shop, want to start and grow businesses, or want to travel or pay for schooling , as long as you have HappyPera, there is no problem!

With only a few taps on your phone, you can easily apply for a loan!!

- Download and install HappyPera, and register with your mobile number
- Fill in the required information and submit your loan application
- Wait for loan approval, usually it takes from 10mins to 1 hour
- Cash sent to your Gcash account or remittance centers, then you can claim money immediately.

- Fast and simple
- Lowest interest rates
- Quick and easy loan application process
- Very responsive customer service
All it takes are a few taps on your smart phone and money will be sent immediately once approved.

- Digital end-to-end
Your application will be fully digital. No documents or face-to-face interaction is needed for a fast and convenient process.

- Transparent and responsible
We will show you the full cost of your loan with no hidden charges. We will clearly explain when and how to repay, even reminding you along the way.

Loan Information
- Amount:₱3,000-₱20,000
- Tenor: 91 days - 180 days
- Minimum APR 16%, Maximum APR 36%
- Service fee: from ₱300 to ₱1,000
- Transaction fee: 0

Practical examples:
- Principal: ₱5000
- Loan term: 180 days
- Service charge: ₱800
- Interest: ₱700
- Total amount of repayment: ₱6500

- Mobile number
- Valid government ID
- Stable income
- Age between 18-60 years old

Facebook: facebook.com/HappyPeraPhilippines/
Address: Julia Vargas Ave, Ortigas Center, Pasig City, Philippines
Email: support@happypera.ph

Para malalaman ang iba pang impormasyon tungkol sa HappyPera, please click this link para makikita nyo ang kanila app: http://bit.ly/HappyPeraApp


  1. I dont believe this app is good, they are scammers, bogus as i say. they cyber bullied their clients, harrassing them to the extent that all your contacts in your phone becomes your reference and co-makers. Do not apply to this online loan lending platforms



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