Happy Lending

What is Happy Lending?

Happy Lending is a newly invented platforms in the Philippine,A cash loan lending platform in the Philippines which provides safe, affordable and fast cash loan online services for people to get peso loans. Contact us for cash lending and online loan service from us. We provide help to those who need fast cash lending service, and our strategy of low interest rate on peso loan helps you keep your financial status on track.

Loan Term: More than 91 days
Interest: up to 10% 
Amount:Up to 10000 Peso
For example, if you lend 10000 peso for 1 year, your total repayment will be 10000*(10%+25%)+10000=13500
Easy to Apply: A few steps to fill out the application online no need to go out to signed contract paperless
Disbursement: Once you get approved just wait for 30 minutes to 1 hour to disbursed money

Low Interest Rate: For those who have a good record on Happy Lending will get the lowest interest rate.
Faster to Re-loan: Once the customer repays their loan, you will be eligible to re-loan
Quick Help: Customer Service Representative will help you for all the concerns on your loan immediately
Safe and Secure: Happy Lending will protect all the customer information and keep it confidential

Who can apply for Happy Lending?
A Filipino citizen who is least 18 years old and up
A person who has at least government ID 
A person who is currently employed and have stable source of income.

How to apply?
Find Happy Lending on Google play Store download and install for free
Register with your mobile number, easy way and fastest application to apply
Provide your identity information and uploading ID and required document, no paperwork needed!
Choose your desire loan amount and preferred payment term
By applying your loan on Happy Lending system, immediately you will receive a SMS to confirmed your loan application
Expect call from one of the agents to verify your loan information
For granted application you will receive SMS within 24 hours and claim in nearest merchant partner
Approval process within 1 to 3 working days
Easy to see the loan status by login on system
Term of borrowed money will start when you received approval notice.

When you get money after approved?
From 8-30am – 6:00pm, you can get your money after 30mins.
But if you will be approved after 6:00pm your money will be uploaded on the following day

How to received cash loan?
Claim your cash loan personally on the store you’ve chosen merchant partner M-Lhuillier, Palawan express or received on Gcash or CoinPh.
We strive to get more merchant partners so that there will be tons of outlets available.

How to Repay loan?
User will be notified the deadline by SMS or Telephone calls to repay their personal loans or repay via online options:
7-Eleven: Go to nearest 7-Eleven and repay via CLIQQ machine
M-Lhuillier: Go to nearest M-Lhuillier fill out needed information on bills payment form 
ECPAY: Go to ECPAY, fill out needed information on bills payment form
GCash: Open your Gcash app, click pay bills to access loans option

After Repay Loan:
Happy Lending will automatically be received proof of payment and it will automatically clear the record system and treat you as paid.
Once you paid it back you will eligible to re-apply again for your next loan
Happy Lending allows early repayment

The Quality of Happy Lending
Online experience
Safe and Confidential
Increase Loan limit
Service with high quality

System will ask your permission to access the GPS/ Contacts / Camera for scanning required documents.

Don't hesitate to ask questions!
Contact us

happycreditcustomercare@gmail.com or 0956-237-7603

Vision: Make everyone have credit

Inclusive Credit lending Inc,
Address: Ortigas Center Pasig City

Para mahanap agad ang lending app na ito sa Playstore, we encourage you to follow this link: http://bit.ly/HappyLendingApp


  1. Ang hirap nyo kontakin... Anu na nangyari sa application ko

  2. Hre in gingoog skypay or skybridge ay nag error sa ml. Hngang ngayon di ko pa nakuha ang pera. Tpos sa app nkalagay doon na 5days to go nalng due ko na. Please help to cancel my loan. Bka singilin ako. Hindi ko namn na claim ang pera dto sa gingoog city

  3. Bakit hindi na ako nakakuha ng pera sa happy lending. Nagbayad ako agad agad. . Tapos nung magregister po ako try it after 7 days sabi na niya sa may app. Ko.

  4. Happy lending. Pangnegosyo ko sana yon ei. Kaya lang wala na. Hindi na

  5. Akala ko po ba happy lending po ito. Bakit try again afrer 7 days na naman. Ganun na nman ngayon try again na nman after 7 days na naman.

  6. Akala ko po ba happy lending po ito. Bakit try again afrer 7 days na naman. Ganun na nman ngayon try again na nman after 7 days na naman.

  7. Someone called me I need to settled my loan then after he help me again to reloan after I settled my loan he not helping me and I'll try to call him but his always cancelled my call I just want to know if I still reloan again in happy lending?



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