HiCash provides easy non-collateral and no guarantee required online loan service to every ordinary borrower, to help every Filipino solve their financial problems.

HiCash is a Filipino technology and financial services company. We provide Filipinos with safe, fast and convenient microloan through mobile app.

1.Philippine nationalities
2.Aged between 22 to 55.
3.Valid ID required: SSS/UMID/TIN/Drivers License ID (either type)

Product features:
(1)Unsecured microcredit loan
(2)Simple application, only 4 steps
(3)The loan application can be completed in 5 minutes
(4)Safe and convenient, we protect your information security, so you can apply anytime, anywhere

Application procedures:
(1)Download and install the HiCash app
(2)Just choose your preferred loan term and amount.
(3)Fill in simple application information
(4)Bank Card or Cash Pickup.
(5)Fast review and instant pay out.

Product introduction
Loan amount: ₱ 2,000.00 - ₱ 10,000.00
Loan term: 91 days (shortest, including renewal time) - 120 days (longest, including renewal time)
Maximum APR: 20%
Transaction Fee: 0
Other fees: we will charge one time sign fee, service fee(per transaction). Minimum 10%, Maximum 20%

Interest calculation
If your loan amount is ₱ 10,000, APR is 20%,service fee is 10% and the term is 91 days. on the due date, the amount payable is ₱ 11,498.6 (10,000 * 20% / 365 * 91 + 10,000 + 10,000*10%).
If your loan amount is ₱ 10,000, APR is 20%,service fee is 20% and the term is 91 days. on the due date, the amount payable is ₱ 12,498.6 (10,000 * 20% / 365 * 91 + 10,000 + 10,000*20%).

Have you been wanting to shop for new outfits? Dine at the most talked about restaurants? Download HiCash for free and submit the application that best suit your financial needs.

How to receive your cash loan? 
1) Claim personal loans at cash pickup stores you’ve chosen. For instance, you can pick up cash loans at M. Lhuillier. 
2)We strive to get more payment partners lined up so that there will be tons of outlets available through Philippines for users to pick up personal loans. 

How to repay your cash loan? 
Users will be notified the deadline by SMS or telephone calls to repay their personal loans. Repay online loans via following options:
1)ECPAY: Go to ECPAY, fill out needed information in Bills Payment Form, reimburse your personal loans and receive a payment confirmation receipt. 
2)7-Eleven: Go to 7-Eleven and repay via CLiQQ machine or CLiQQ app. 
3)GCash: Open GCash app, click Pay Bills to access Loans option to repay.

Frequently Asked Questions:
How do I apply for a loan and what are the requirements?
Download the HiCash app; sign-up with your mobile number; complete personal information, work information and choose different ways for disbursement.

What’s the repayment term?
One-time repayment of principal and interest

Customer Care: 
Email: service@hicashme.ph
Contact us on weekdays 9am to 6pm
Address: Unit 2707 Tycoon centre condo, pearl drive, ortigas center, san antonio, pasig city.

Para mahanap agad ang lending app na ito sa Playstore, paki-sundan nyo lang ang link na ito: http://bit.ly/HiCashApp

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