Malinaw provides you the most efficient and time-saving online loan service in Philippine. It’s also applying with the leading big data analysis technology to offer you a fast and secured loan experience.

Why Malinaw?
- Transparent fees and interests
- High quality privacy and security
- Friendly and responsive customer service

How to apply in Malinaw?
- Install our app and open
- Get your ID card prepared
- Register and complete your profile
- Choose your loan amount and tenure as you want

Basic requirements:
- Age between 18 years old and 60 years old
- Philippine citizen
- Valid ID card
- Has a job with stable income

The loan term:
- Loan Tenure: minimum 91 days, maximum 120 days
- Loan amount: ₱3,000 - ₱20,000
- Annual interest rate (APR): within 28%

Example of a successful loan:
- Principal amount: PHP 6,000
- Loan Tenure: 3 months
- Interest rate: 2% per month
- Service fee: 0
- PHP 6,000 / 3 = PHP 2,000 + PHP 30 interest per month
- The total repayment per month is PHP 2030

** This calculation may differ in terms of different loan repayment history, loan amount and tenure.
** Our fees are always transparent to look up. Interest and fees won’t compound or accrue.

How to contact us?
- Hotline: 0977-045-8839 (Monday to Saturday 8:00-7:00 )
- Email:
- Toledo - Tabunok Road, Poblacion, Cebu City, 6000 Cebu, Philippines

Install our app now to get your first loan in 20 minutes at fast! We’re at your service.

Download the app and get your first online loan now!

Para mahanap agad ang lending app na ito sa Playstore, we encourage you to follow this link:

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